If born on May 19th, when can you start collecting benefits?

When determining when someone can start collecting Social Security benefits, the key date to consider is the individual's birthday. Social Security rules generally state that benefits can begin the month following the individual's birthday if they begin collecting at age 62 or later.

In this scenario, if a person is born on May 19th, they would be eligible to receive benefits starting on the first of the month following their 62nd birthday, which would be June 1st. Benefits are not paid in advance; they start from the following month after the birthday falls within that month.

Therefore, the answer aligns with the fact that the benefits cannot start in May; therefore, the only feasible option is starting in June, which makes it the correct answer.