National Social Security Advisor (NSSA) Practice Exam

Accessing Social Security benefits based on an ex-spouse's record includes specific eligibility criteria, one of which is the duration of the marriage. The requirement that one must have been married for at least 10 years is crucial because it ensures that the marriage was substantial enough to warrant a claim to benefits. This 10-year threshold reflects the importance placed on the length and stability of the relationship.

If someone qualifies under this criterion, they can potentially claim benefits based on their ex-spouse's work record, even if the ex-spouse is still alive, provided they do not remarry. This policy is designed to support individuals who may have relied significantly on their spouse’s income during the marriage, allowing them a degree of financial security post-divorce.

Understanding this requirement is key for anyone looking to navigate their benefits post-divorce as it emphasizes the significance of the marital duration in determining entitlement to Social Security benefits.