Can you take spousal benefits if you are caring for a disabled child under 16?

The correct choice affirms that it is indeed possible to take spousal benefits while caring for a disabled child under the age of 16. In situations where a parent is providing care for a disabled child, Social Security allows the parent or guardian to receive benefits based on the spouse’s work record, regardless of the child’s age. This organized system supports families who are engaged in caregiving by ensuring that they can access spousal benefits that can help alleviate financial burdens.

This eligibility is particularly crucial for families with special needs, as it acknowledges their unique circumstances and provides them with necessary financial support. The Social Security Administration has created policies that consider the roles and responsibilities of caregiving in these specific situations, which underpins the rationale behind the correct answer.

In contrast, the other options would not encompass the provisions made for caregivers of disabled children, which further clarifies the importance of understanding the nuances in Social Security benefits related to family dynamics.