How long will you not get paid for your disability after applying?

When applying for Social Security Disability Insurance (SSDI), there is an important waiting period that applicants must be aware of before they start receiving benefits. Once your application is approved, you will not receive any disability benefits for the first five full calendar months of your wait for payments. This means that if you apply for disability benefits and are found to be eligible, your actual payment will not begin until the sixth month after your declared onset date of disability.

The five-month waiting period is designed to ensure that individuals have a significant level of impairment before they start receiving benefits, allowing the Social Security Administration to only pay for health conditions that are expected to last at least a year or result in death. Therefore, the most accurate duration during which an applicant will not receive payment after applying for disability is five months, making that the correct choice.