How many people can draw from one person's Social Security benefits according to Family Maximum rules?

The Family Maximum rules in Social Security are designed to limit the total amount of benefits that can be paid on a worker's record. This limit is established to prevent excessive payouts to family members. Under these rules, a worker's benefits can be distributed among various family members, including a spouse and dependent children.

Typically, a family unit can have up to a maximum of three children eligible for benefits, in addition to a spouse, which brings the total to five possible beneficiaries. However, in practice, the actual number that can collect benefits depends on the specific situation of the family and their eligibility based on the worker's earnings record and the family's relationship to the worker.

In this specific case, the correct answer is three additional beneficiaries drawing from one person's Social Security benefits in alignment with the overall Social Security family maximum regulations, making the total count of beneficiaries – including the worker – four. Since your answer indicates three drawn from the worker's record, it aligns well with standard guidelines thus making it a fitting response based on typical Family Maximum considerations.