What is the first check date for John, who turns 62 on January 1st?

When an individual turns 62, they become eligible to start receiving Social Security retirement benefits, and the first check date depends on the month they apply for those benefits. In John's case, since he turns 62 on January 1st, he is eligible to receive his first Social Security check in February.

The specific check dates for Social Security benefits are determined by the birth date of the recipient and are scheduled monthly. For those who start receiving benefits at age 62, checks are typically issued based on the guidelines established by the Social Security Administration. The second Wednesday of February is the designated date for individuals whose birth date falls in the first half of January to start receiving their benefits. Therefore, since John turns 62 on January 1, his eligibility aligns with this scheduled check date, making it the correct answer.

This method of determining check dates is essential for beneficiaries, as it helps them plan their finances and manage their expectations around when they will begin receiving their benefits.