What type of benefits can children receive from a deceased worker?

Children can receive survivor benefits based on the deceased parent's earnings, which is a key aspect of the Social Security system designed to provide financial support to family members after the death of a wage earner. Survivor benefits are determined by the deceased worker's earning record and can provide a monthly income to eligible children until they reach a certain age, typically 18, or longer if they are disabled or still in high school. This support helps families manage the financial impact of losing a primary wage earner, demonstrating the program's role in providing economic security during difficult times.

The other options do not accurately reflect the benefits available to children of deceased workers. A one-time payment does not capture the ongoing support provided through survivor benefits. Health insurance alone does not account for the financial assistance offered through survivor benefits. Additionally, the assertion that no benefits are available overlooks the significant protections and support that the Social Security system grants children in such scenarios.