What will be the first payment date for Mary if she starts taking benefits in June?

When a beneficiary like Mary begins receiving Social Security benefits, the timing of the first payment is determined by the month in which benefits are initiated. In this case, starting benefits in June means the payment will happen in July, since payments are generally made the following month for the month of the benefit start.

Social Security payments are scheduled according to a specific calendar: if someone starts their benefits in June, the payment will be made on the second Wednesday of July. This consistent payment schedule applies to those who receive benefits based on their birth date, specifically those who were born on the 11th through the 20th of any month, which governs the timing of their benefit payments.

This understanding of the payment schedule is crucial in helping beneficiaries plan their finances and manage their expectations regarding the arrival of their first Social Security payment.