Which of the following is true about Disability benefits?

Disability benefits from Social Security are designed to provide financial assistance to individuals who are unable to work due to a qualifying disability. One of the critical requirements for receiving these benefits is work history, which involves having paid into the Social Security system through employment.

The requirement that an individual must have worked 5 out of the last 10 years speaks to the need for a sufficient work history to qualify for disability benefits. This work requirement ensures that applicants have contributed to the Social Security system, demonstrating a history of employment. This criterion is in place to ensure that benefits are provided to workers who have participated in the system and are thus eligible for support when they are faced with a disability that impairs their ability to earn an income.

The other options present conditions that do not accurately reflect the requirements for disability benefits. For instance, while a disability must be expected to last a certain duration (specifically, 12 months or longer), the statement about a requirement for six months is insufficient. Benefits do not start immediately upon application; there is typically a waiting period after the onset of disability before benefits begin. Lastly, the availability of benefits is not contingent upon age; disability benefits are available to any worker who meets the eligibility criteria, regardless of age, as long as