Which program provides health insurance for individuals aged 65 and older?

The program that provides health insurance for individuals aged 65 and older is Medicare. Medicare is a federal program specifically designed to assist older adults and certain younger individuals with disabilities in covering their healthcare costs. It consists of several parts: Part A, which covers hospital insurance; Part B, which covers outpatient care; Part C, which combines both A and B (also known as Medicare Advantage), and Part D, which provides prescription drug coverage.

Medicaid, in contrast, is a state and federal program designed to provide health coverage for low-income individuals of all ages, not exclusively for those aged 65 and older. Social Security is primarily an income support program for retirees and the disabled, offering financial assistance but not healthcare coverage. Long-term care insurance provides coverage for personal and custodial care expenses, usually aimed at services such as nursing home care, but it is not a government-funded health insurance program like Medicare. Therefore, Medicare is the correct choice for health insurance coverage specifically for those aged 65 and older.