Who is eligible to apply for Social Security benefits?

The correct response highlights the broad scope of eligibility for Social Security benefits, which encompasses various groups beyond just retired workers. Individuals can qualify for these benefits if they meet specific eligibility requirements, which include being a worker who has paid into the Social Security system, as well as their spouses and dependents.

Workers generally become eligible by accumulating enough work credits through their employment history. Additionally, spouses may receive benefits based on the worker's earnings record, and dependents, such as minor children or disabled adults dependent on a worker, can also qualify for benefits. This eligibility underscores the inclusivity of the Social Security system in providing financial support to a diverse range of individuals who have contributed to the program or rely on someone who has.

This comprehensive eligibility framework illustrates that Social Security is designed not just for retirees but for any qualified individual within the family unit who meets the criteria, ensuring a safety net for a broader population.