Who qualifies for Supplemental Security Income (SSI)?

Supplemental Security Income (SSI) is designed to provide financial assistance to individuals who demonstrate a significant need for support, primarily based on their income and resources. The program caters to various groups, including the elderly, people with disabilities, and those who are blind, but the crucial factor for qualification is financial need rather than employment history or age.

Individuals can qualify for SSI if their monthly income and resources fall below certain thresholds established by the Social Security Administration (SSA). This assessment includes evaluating all income, such as wages, pensions, and other benefits, as well as resources like savings and property (certain exclusions apply). The focus on financial need ensures that the program assists those who require help to meet basic living expenses, rather than simply catering to specific age groups or employment backgrounds.

This understanding highlights why financial need is the key qualifier, differentiating it from other programs that target different criteria such as age or work history.